Retirement Accounts


Put Your Retirement Money to Work with Our IRA Accounts

A Bogota Savings Bank Individual Retirement Account (IRA) is an effective retirement savings tool and the right savings choice for customers seeking a safe, secure way to save for the future – while benefiting from distinct tax advantages.

Traditional & Roth IRAs

We know our customers have different wants and needs, so we offer a wide array of IRA types to match each individual’s investment goals. Traditional and Roth IRAs are insured by the FDIC to applicable limits.

Statement Savings IRAs

A Statement Savings IRA is the right choice for customers who want to consolidate retirement accounts or build their account in small increments. Open a Statement Savings IRA with a minimum deposit of $25 and deposit money at any time without required minimum balances. 

Certificate of Deposit IRAs

We offer various terms from 6 months to 5 years, with a minimum deposit as low as $500, all at competitive rates.

Educational Savings Account

Secure your child's future with an Educational Savings Account (ESA). We understand that investing in your child's education is an investment in their future success. When you use the funds from an ESA to pay for qualified education expenses, such as tuition, supplies, and certain room and board costs, the withdrawals are tax-free. Watch your savings grow with while minimizing your tax liability – a win-win for your family's financial health.


Open Your IRA Account Today

Visit your local branch or call (201) 862-8260.

View Today’s IRA Rates

Bogota Savings Bank, headquartered in the Bergen County town of Teaneck, offers IRA retirement accounts to customers throughout the state of New Jersey.



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